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The Universe is after our Savings! Spend it quick!

Well, we finally got our tax return, or at least, the Federal one; the state return one seems to be taking forever! Anyways, you'd think that getting a tax refund should be a joyous occasion but, for you to receive a …
Holiday Break... or breaking point?

Ugh, sometimes I swear the holidays are the worst. I mean, don't get me wrong. I love giving to my family & surprising the kids when all of the gifts "miraculously" appear under the Christmas tree on Xmas day... B…